Posted by Dani Gurrie in Articles on Mon, Mar 25, 2019
Congrats High school grad! The day has finally arrived to apply for college and hence probably a college loan. You excitedly open up the college loan response and see a big DECLINED!!!! How can this be? Why would you not qualify for a college loan?
Unfortunately, the answer is because when you were about 5 years old, an identity thief stole your social security number. Possibly it was stolen from a school, camp or sports organization. It is only recently that there has been a greater sense with protecting our personal identifying information, especially online. Every day since internet usage became a part of everyday life, we have been sharing voluntarily and involuntarily personal information over the internet.
The identity thief stole your social security number and created and a fake person also known as a “synthetic identity”. Only now are you finding out that your social security number has been misused for the past 13 years.
Now there are 13 years of negative credit reports, a mountain of debt and quite a mess to clean up. The first step is with convincing the credit card companies, banks and whoever else is owed money that you are not responsible for the actions used with their social security number. Next is cleaning up the damage that has been done. In this situation the clock is ticking to try to get the college loan that you need to further your education. This would be devastating to any teen who had their heart set on going to college with the help of financial aid.
Child identity theft is very popular with identity thieves because ID thieves know that most parents are not checking on their children’s social security numbers before, they turn 18 years old. Legally no one should be using a minor’s SSN. A child’s social security number is a fresh clean slate for an identity thief to use for many years before they are detected.
So, what should parents do?
If someone you know is involved in crime, drugs or violence The Law Ladies Law Firm can help them out, because, although you are technically “innocent until proven guilty,” if you are facing charges, you need to speak to a criminal lawyer immediately.
Here is one very good option. Parents can educate themselves about identity theft at: www.IdentityProtectionPlanning.com
Identity Protection planning is a Connecticut Company founded by Dana Mantilia Coady. Dana is a business woman with 3 of her own children along with 4 additional step children. Protecting her children’s identities is very near and dear to her heart. Identity Protection Planning was developed to focus on educating, organizing, and protecting families from identity theft. There is a real need to help educate parents on the risks associated with both adult and child identity theft. Identity Protection Planning offers IDENTRON identity theft protection plans. www.IDENTRON.com
For roughly 80¢ a day a family of four will be protected. Identron provides the most comprehensive family identity theft protection available on the market today. The Identron Parent Plan provides complete protection for 1 adult and up to 4 children. See why Identron is different from any other identity theft protection company: https://www.identron.com/why-identron
It is much better to be proactive about protecting your family from identity theft instead of dealing with the time, frustration and expense associated with cleaning up an identity fraud situation. Take 5 minutes of your day to check out which IDENTRON Plan suits your family’s needs. www.identron.com/plans For roughly 80¢ a day a family of four will be protected.
Author’s Bio: “Dana Mantilia lives in Connecticut. She is a Mom, wife and business entrepreneur. Dana has earned status as a Certified Identification Protection Advisor from the Identity Management Institute. While researching and educating herself on the increasing risks associated with identity theft, she realized how prevalent child identity theft. After speaking with hundreds of everyday parents Dana recognized a lack of child identity theft awareness. She developed Identity Protection Planning LLC. A company that focuses on educating, organizing and protecting all family members (including minor children) from identity theft.”
lifesnewestnecessity #sponsor #childidentitytheft #identron
About Dani Gurrie
Dani Gurrie is the founder of Tots2Tweens, a wife to Ashley and mom to Cooper and Brodie. She spends most of her days trying to find the ultimate kids-related thing that mom's will love...just to share it with her world.